Effective January 12, 2026
The rates listed are our best rates. Your rate may be higher depending on credit history. Rates are subject to change.
| Vehicle | Term | Rate |
| 2016-2026 | 60 months | as low as 5.40% |
| 72 months | as low as 5.65% |
| 84 months | as low as 6.40% |
| 2005-2015 | 36 months | as low as 6.40% |
| 48 months | as low as 6.90% |
| Loan | Term | Rate |
| Kwik Cash | Line of Credit | 10.75% |
| Other Recreational Vehicles | | 7.85% |
| Travel & 5th Wheel Trailers | | 7.85% |
| Share Secured Loans | | Dividend Rate + 2.5% |
| Overdraft Line of Credit | | 13.25% |
| Consumer Loan | Unsecured | 13.00% |
| Real Estate - 1st Mortgage | 10 Year, No Fee | Match Current Market Rate |
| Share Certificates (Months) | APR | APY |
| 6 | 3.93% | 4.00% |
| 12 | 3.93% | 4.00% |
| 18 | 3.93% | 4.00% |
| 24 | 3.98% | 4.05% |
| 36 | 3.98% | 4.05% |
| 48 | 3.98% | 4.05% |
| 60 | 3.98% | 4.05% |
| Share | APR | APY |
| Regular Shares | .15% | .15% |
| Share Drafts (Checking) | .00% | .00% |
| IRA Shares (All Balances) | .21% | .21% |